18 December 2013

SSS on OFW coverage program


Overseas Filipino workers (OFW's) need to know the benefits for being a member of Social Security System or SSS. The OFW has a special coverage program a membership privilege from SSS.

for every member's continues contribution, he or she is entitled to the following benefits:
* Sickness
* Maternity (for Female members)
* Disability
* Retirement
* Death at Funeral Grant

This program covers to all OFW's  who are not over 60 years old. To become an active member, a monthly contribution based on an individuals monthly earnings be declared upon the time of registration.

To know more about the OFW special coverage program 








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16 December 2013

Latest Foreign Currencies in Philippine Pesos for OFWs'

Nine days to go and it's the most festive season of the year, Christmas is just around the corner and as expected our beloved overseas Filipino workers from around the globe already started to flock in all remittance centers to send money back home. It's time to spoil their much loved ones with their early Christmas money gift.

Here's the latest currency exchange rates taken from the Facebook page of " Tagpuan ng mga OFW"

Note: Rates may Vary from various Places Banks and Money Remitances 

US Dollar44.15


Bahrain Dinar117.10


Canadian Dollar 41.70


Euro60.67


Australian Dollar 39.53


HK Dollar5.69


Japan Yen 0.427


Saudi Riyal 11.77


S’pore Dollar35.17


Taiwan Dollar1.48


UAE Dirham 12.02


UK Pound 71.90


Kuwait dinar 155.92


Qatar riyal 12.13


Omani riyal 114.85


Jordan dinar 62.82


Egypt pound 6.41


Brunie dollar 35.17


Malaysian ringgit 13.64


Chinese yuan 7.27


Thai baht 1.37


Indian rupee 0.71


Indonesian rupiah 0.0036


S. Korea won 0.041


Turkish lira 21.65


Norway kroner 7.14


Danish kroner 8.13


Swiss franc 49.63


New Zealand dollar 36.49


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13 December 2013

High Paying Jobs in 2014

As early as of now, it's best to hunt and start looking for the best possible job in 2014. We all know that as the world gets older and the population gets bigger, there's too much competition going on to survive. Living in a competitive world means we should know what for grab ahead, we should be wise enough to get that opportunity first. 


by the start of 2014, we should know by now what are the best possible opportunity for grabs.

Here's the List of High Paying Jobs in 2014.

1. Software Developers, Applications and Systems Software
2. Market Research Analysts and Marketing Specialist
3. Training and Development Specialists
4. Financial Analysts
5. Physical Therapists
6. Web Developers
7. Logisticians
8. Database Administrators
9. Meeting, Convention and Event Planners
10. Interpreters and Translators


"CareerBuilder teamed up with Economic Modeling Specialists Intl. (EMSI) to identify the occupations that grew by at least 7% from 2010 to 2013, are projected to grow in 2014, and pay at least $22 per hour."


Information Source: The Business Insider


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17 August 2013

OFWs' Falling into Debt Traps

"One such bank customer who faced a series of ‘emergencies’ is a 40-year-old Filipino man who racked up 16 credit card limits and has four legal notices against him". -Excerpt from Gulfnews.

How would you feel when you fell short on your  financial expectations and dreams, these are actually  some of the  misfortune overseas Filipino workers facing in their financial challenges.


Working overseas is a worthwhile opportunity to overseas Pinoys, however, having a huge salary that is uncommon to ordinary employee would be sometimes overwhelming. That is why, we could see most OFW's end up shopping in almost all Mall with the reason of " I have the money, I can buy anything I want!". Or perhaps a simple rationalization of  "It's time to pamper myself and buy some gadgets I was longing for after all  this is my simple reward of working hard". Just be careful this might lead to addiction shopping that will eventually bring you down to the pit.

I have been an OFW for 10 years and I'm not saying  that I am righteous, but from what most OFW's experienced, I have done that too. But regrets will never come first hand it will come later when you already realized you made a grave mistake in your financial management.


Try to read the article below from Gulf News about UAE Residents falling into Debt Traps. 



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16 August 2013

Great Places in The Philippines by Greg Bloom

         

Greg Bloom a Lonely Planet writer has this amazing fascination in the Philippines. He had mentioned that there's so much in the Philippines waiting to be discovered. From the north to the south there's  all this wonderful places that offer a worthwhile adventure.

Thank you Mr. Greg Bloom!

Watch the video.



           
   
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12 August 2013

American Real Travel Adventures

The ultimate American travel adventures on the lists, from mountains to the valley, from the rivers to the sea, from the theme park to the forests. There's more options to choose from which suited to your lifestyle.

Check the details below, perhaps some of the options might catch your interest and tickle your mind to explore the real adventure spirit within you.

Wylie Park Campground & Storybook Land theme park Storybook Land Castle
RealAdventures
Wylie Park Campground & Storybook Land theme park
East, South Dakota Campgrounds & RV Parks
130 unit campground w/sleeping cabins, tents RV sites. Storybook Land and Land of Oz theme parks are located within our park area. Also mini golf, go-karts, train, carousel and balloon rides, sand volleyball, basketball, softball, waterslide & zoo.

Great rates & deals!

>> Click For Details & Pictures
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East, South Dakota Campgrounds & RV Parks | South Dakota Campgrounds & RV Parks | South Dakota Vacations | East, South Dakota
Campgrounds & RV Parks | Campgrounds & RV Parks South Dakota


Mountain Skills Climbing Guides- rock/ice climbing High Exposure 5.6+ gunks
RealAdventures
Mountain Skills Climbing Guides- rock/ice climbing
New Paltz, New York Rock Climbing
Mountain Skills is a AMGA accreditated rock climbing guide service in NY. We offer rock and ice climbing trips from beginner to advanced in New York's Gunks and Catskill mountains. We climb seven days a week. Give us a call we are ready to rock.

Starting at US $125 Per Person

>> Click For Details & Pictures
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New Paltz, New York Rock Climbing | New York Rock Climbing | New York Vacations | New Paltz, New York
Rock Climbing | Rock Climbing New York


Mark C. Marchbanks, D.D.S.
RealAdventures
Mark C. Marchbanks, D.D.S.
Arlington, Texas Health Spas & Retreats
The dental office of Mark C. Marchbanks, D.D.S. in Arlington Texas is committed to providing you with attentive, personalized dental care for you and your family.

Great rates & deals!

>> Click For Details & Pictures
Mark C. Marchbanks, D.D.S. Mark C. Marchbanks, D.D.S. Mark C. Marchbanks, D.D.S. Mark C. Marchbanks, D.D.S. Mark C. Marchbanks, D.D.S.

Arlington, Texas Health Spas & Retreats | Texas Health Spas & Retreats | Texas Vacations | Arlington, Texas
Health Spas & Retreats | Health Spas & Retreats Texas


Cabins at Beavers Bend Big Buck Inn
RealAdventures
Cabins at Beavers Bend
Broken Bow, Oklahoma Vacation Rentals
Cabin Rentals in Southeast Oklahoma Home of Broken Bow Lake, Beavers Bend State Park & Mountain Fork River. We offer cabins for individuals to larger groups. Great Fishing, Canoeing, camp fires, boating, lots of different restaurants and shopping

Starting at US $80 Per Night

>> Click For Details & Pictures
Cabins at Beavers Bend Cozy Cabin

Broken Bow, Oklahoma Vacation Rentals | Oklahoma Vacation Rentals | Oklahoma Vacations | Broken Bow, Oklahoma
Vacation Rentals | Vacation Rentals Oklahoma


Escape to the country @ the Rim Of The World Cabin Front view
RealAdventures
Escape to the country @ the Rim Of The World Cabin
Malta, Ohio Vacation Rentals
In the hills of Southeast Ohio. Tour the back roads or drive the Scenic Route 78 also known as the Rim Of The World. Go hiking or rent a pontoon boat at nearby Burr Oak State Park. Plenty of public hunting lands nearby.

Starting at US $100 Per Night

>> Click For Details & Pictures
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Malta, Ohio Vacation Rentals | Ohio Vacation Rentals | Ohio Vacations | Malta, Ohio
Vacation Rentals | Vacation Rentals Ohio


Maui Condo Rental by Beach from $80nt -Kihei Maui
RealAdventures
Maui Condo Rental by Beach from $80nt -Kihei Maui
Kihei, Hawaii Vacation Rentals
Maui condo only 100 yds from a lovely white sand beach. A/C, large size pool, 1 bdrm Kihei, Maui condo at the Kihei Kai Nani Resort. Rent direct from owner - spend less on your Maui condo and more on Maui fun!

Starting at US $90 Per Night

>> Click For Details & Pictures
Maui Condo Rental by Beach from $80nt -Kihei Maui One of Maui's most perfect beachesMaui Condo Rental by Beach from $80nt -Kihei Maui Maui Condo Rental by Beach from $80nt -Kihei Maui Lounge by the pool, go for a swimMaui Condo Rental by Beach from $80nt -Kihei Maui Maui Condo Rental by Beach from $80nt -Kihei Maui

Kihei, Hawaii Vacation Rentals | Hawaii Vacation Rentals | Hawaii Vacations | Kihei, Hawaii
Vacation Rentals | Vacation Rentals Hawaii


Wells ME vacation 2 BR condo suite rental Sunrise View
RealAdventures
Wells ME vacation 2 BR condo suite rental
Wells, Maine Vacation Rentals
Our suite at Village By The Sea Resort Hotel has FIVE rooms, 3 color cable TVs, DVD. VCR. Indoor/outdoor swimming pools/jacuzzi. Gorgeous tidal waterway views and trolley to Wells Beach. Rates are seasonal and run from $690 - $1400 per week plus tax

Starting at US $115 Per Night

>> Click For Details & Pictures
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Wells, Maine Vacation Rentals | Maine Vacation Rentals | Maine Vacations | Wells, Maine
Vacation Rentals | Vacation Rentals Maine


Wilderness Camping Retreat - Idaho Cabin Rental Comfy Wilderness Camping
RealAdventures
Wilderness Camping Retreat - Idaho Cabin Rental
Clark Fork, Idaho Bed & Breakfasts
Sandpoint Idaho Wilderness Tent & Breakfast. Comfy feather bed, plank floor, Wood stove, Screened kitchen, Campfire and s`mores! Private-only 3 tent sites on over 52 acres. Close to Lake Pend Oreille, Clark Fork River, Mountains & Trail. Pet Friendly

Starting at US $135 Per Night

>> Click For Details & Pictures
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Clark Fork, Idaho Bed & Breakfasts | Idaho Bed & Breakfasts | Idaho Vacations | Clark Fork, Idaho
Bed & Breakfasts | Bed & Breakfasts Idaho


Haynes Bed & Breakfast Haynes B&B
RealAdventures
Haynes Bed & Breakfast
Greensboro, North Carolina Bed & Breakfasts
Five minute walk from downtown Greensboro and restaurants, coffee shops, pubs, antique shops, art galleries. UNCG, Greensboro College, Bennett College and NC A&T are all within 2 miles. Two rooms with Queen bed and private baths.

Starting at US $109 Per Night

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Haynes Bed & Breakfast Living RoomHaynes Bed & Breakfast Dining roomHaynes Bed & Breakfast Guests having fun before a dinner partyHaynes Bed & Breakfast Thanksgiving at the Haynes B&BHaynes Bed & Breakfast View of downtown Greensboro

Greensboro, North Carolina Bed & Breakfasts | North Carolina Bed & Breakfasts | North Carolina Vacations | Greensboro, North Carolina
Bed & Breakfasts | Bed & Breakfasts North Carolina


Hopkins Park Bed and Breakfast
RealAdventures
Hopkins Park Bed and Breakfast
Cincinnati, Ohio Bed & Breakfasts
Our Bed and Breakfast overlooks a beautiful urban park. One mile to Downtown. Close to the Great American Ballpark., Eden Park and the Cincinnati Art Museum. Two miles to the University of Cincinnati. Lovely one , two room suites with adjoining bath

Starting at US $50 Per Night

>> Click For Details & Pictures
Hopkins Park Bed and Breakfast Hopkins Park Bed and Breakfast Hopkins Park Bed and Breakfast

Cincinnati, Ohio Bed & Breakfasts | Ohio Bed & Breakfasts | Ohio Vacations | Cincinnati, Ohio
Bed & Breakfasts | Bed & Breakfasts Ohio


Clark House B&B Clark House decorated for Independence Day
RealAdventures
Clark House B&B
Galesville, Wisconsin Bed & Breakfasts
Spacious Victorian home in the Ridge Avenue Historic District. 3 rooms available for guests. Open April 1 - October 31. Full breakfast. Near Trempealeau Bike Trails, LaCrosse, and Winona, MN.

Starting at US $100 Per Night

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Clark House B&B Isaac Clark RoomClark House B&B LibraryClark House B&B Wicker RoomClark House B&B Aunt Millie's Room

Galesville, Wisconsin Bed & Breakfasts | Wisconsin Bed & Breakfasts | Wisconsin Vacations | Galesville, Wisconsin
Bed & Breakfasts | Bed & Breakfasts Wisconsin


Qupqugiaq Private Room , Double Bed With Shared Bathroom
RealAdventures
Qupqugiaq
Anchorage, Alaska Hotels & Resorts
We offer a great place to meet people from all around the world, Unlimited internet access, reasonable and affordable rates, AQupqugiaq Inn is a great place to rest and seeing the attractions Anchorage has to offer.

Starting at US $80 Per Night

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Anchorage, Alaska Hotels & Resorts | Alaska Hotels & Resorts | Alaska Vacations | Anchorage, Alaska
Hotels & Resorts | Hotels & Resorts Alaska


Gisele's Guest House
RealAdventures
Gisele's Guest House
Harlem, New York Youth Hostels
Lovely brownstone house, just North of the famous Central Park, 4 stops (10 mins with express subway 2 or 3 ) from the Time Square. Great place for students or families (budget minded)

rooms for rent!

Starting at US $50 Per Night

>> Click For Details & Pictures
Gisele's Guest House KitchenGisele's Guest House 1roomGisele's Guest House Gisele's Guest House ViewGisele's Guest House

Harlem, New York Youth Hostels | New York Youth Hostels | New York Vacations | Harlem, New York
Youth Hostels | Youth Hostels





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